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If an employer doesn't have workers’ compensation insurance, that employer may be subject to the following penalties:

  • Fines
  • Criminal Prosecution
  • The employer may be held responsible for paying workers’ compensation benefits to the inured employee
  • An injured employee may be able to sue the employer, where the employee would have normally filed a workers’ compensation claim


In most states, employers have extra duties in addition to carrying workers’ compensation insurance. These duties may include:

  • Posting a notice of compliance with workers’ compensation laws at each work site in a place that’s in plain view
  • Providing immediate emergency medical treatment if an employee is injured at work or on the job
  • Offering further medical treatment if the injured employee is unable to pick a doctor or if the employee informs the employer in writing of a desire not to do so
  • Keeping a log of injury reports for every accident that results in an injury. These reports should detail injuries that require medical treatment other than first aid or more than two treatments by a doctor or the person who provides first aid. Injury reports should also cover injuries that require time off work more than just the day or shift on which the accident occurred.
  • Sending a copy of the injury to the workers’ compensation board office. The employer’s insurance company should also be provided with a copy of the report. If an employer does not make an injury report, they may be guilty of a misdemeanor crime, which is punishable by fine.
  • Complying with requests for more information on injured workers when the request comes from the workers’ compensation board or the employer’s insurance company. The information that must be provided may include statement’s of the employee’s earnings before and after the accident, the date of the employee’s return to work, or any other reports that may help determine the employee’s work status after the injury.


When you've been hurt, either in an accident or on the job, you need help. With medical bills mounting, calls from creditors, and the difficulty in getting better, you don't know where to turn. That's when Island & Huff, can help. Island, & Huff is a full service law firm that helps people. Island & Huff will help you through the legal process and protect your interest. When Island & Huff gets involved, you can set aside your worries and get back to getting better. So when your injured, call Island & Huff at 635-4900. We'll help you get back on track.

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Sterling T. Huff This email address is being protected from spambots. You need JavaScript enabled to view it. is a graduate of the Creighton University School of Law and is a western Nebraska native. After graduating from law school, Sterling returned to western Nebraska to practice law and provide legal services to the people of the panhandle. Sterling has been in private practice in Scottsbluff since 1999. Read More

If you would like to schedule a initial consultation contact a Nebraska job / employment / head neck back accident or injury attorney, representing clients in Oshkosh, Nebraska at the Island & Huff. Give us a call at (866) 635-4900 or complete our inquiry form.