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The workers’ compensation system provides compensation for employees who were injured at work or suffered an illness because of their job. If the injury is great enough to result in death, workers’ compensation benefits are paid to the employee’s surviving spouse and children or other dependents.

In most states, employers are required to purchase workers’ compensation insurance from an insurance company. In some states, large companies are allowed to self-insure, or act as their own insurance company. Small companies, those with fewer than three or four employees, may not be required to have workers’ compensation insurance. When an employee is injured and files a workers’ compensation claim, this claim is then filed with the insurance company, or with the self-insuring employer, who pays the workers’ compensation benefits. These benefits may include medical and disability compensation, depending on your state.

Unless an employer falls within a specific exception (such as the exception for small companies), the employer without workers’ compensation insurance may be fined and they may be subject to civil and criminal liability.


When you've been hurt, either in an accident or on the job, you need help. With medical bills mounting, calls from creditors, and the difficulty in getting better, you don't know where to turn. That's when Island & Huff, can help. Island, & Huff is a full service law firm that helps people. Island & Huff will help you through the legal process and protect your interest. When Island & Huff gets involved, you can set aside your worries and get back to getting better. So when your injured, call Island & Huff at 635-4900. We'll help you get back on track.

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Sterling T. Huff This email address is being protected from spambots. You need JavaScript enabled to view it. is a graduate of the Creighton University School of Law and is a western Nebraska native. After graduating from law school, Sterling returned to western Nebraska to practice law and provide legal services to the people of the panhandle. Sterling has been in private practice in Scottsbluff since 1999. Read More


If you would like to schedule a initial consultation contact an Nebraska job / employment / head neck back accident or injury attorney, representing clients in Oshkosh, Nebraska at the Island & Huff. Give us a call at (866) 635-4900 or complete our inquiry form.